Illustrative photoAI-powered credit repair · DIY or done-for-you
From denied to approved.
Scan your report, generate dispute letters, mail them in one click, and track results across all three bureaus.
Individual results vary. Credit improvement and financing approval are not guaranteed.
Illustrative dashboard preview — not an actual client report.
Illustrative photoAI dispute letters
Personalized, law-based letters for collections, charge-offs, late payments and other errors — in seconds.
3-bureau monitoring
Watch every change on Experian, Equifax and TransUnion as it happens.
VantageScore® & FICO® scores
See the same FICO® score used by 90% of lenders, right in your dashboard.
Unlimited disputes
With an active monitoring plan, create as many dispute letters as you need.
How it works
Scan
AI reads your credit report and flags every error and negative item.
Generate
Our AI writes dispute letters tailored to each item and bureau.
Send
Mail them yourself or send with one click by certified USPS mail.
Track
Your AI Action Plan shows what changed between reports and what's next.
Simple monthly plans
Dispute letters are free with any monitoring plan. No contracts — cancel anytime.
Credit Monitoring
VantageScore®
- 3-bureau monitoring
- Unlimited AI dispute letters
- AI Action Plan & score tracking
- Cancel anytime
Pro Credit Watch
FICO® 8
- Everything in Credit Monitoring
- FICO® 8 scores used by lenders
- One-click certified mailing
- Priority support
Done-For-You
Full service
- Everything in Pro
- Dedicated credit analyst
- Identity theft & inquiry removal
- Mortgage-ready score plan
110% money-back guarantee
No improvement after 12 months? We refund 110% of what you paid.
ⓘ Pricing & guarantee terms (tap to read)
Plans renew monthly until canceled; cancel anytime from your portal with no fee. Under the Credit Repair Organizations Act (CROA), no fee is charged for credit repair services before those services are fully performed. The 110% guarantee applies to customers who stay continuously enrolled for 12 months, follow the AI Action Plan, and see no score increase on any bureau; refunds cover service fees paid, not third-party monitoring costs. VantageScore® is a registered trademark of VantageScore Solutions, LLC. FICO® is a registered trademark of Fair Isaac Corporation. CreditRepair CRX™ is not affiliated with either company or with Experian, Equifax or TransUnion.
Us vs. traditional credit repair
| CreditRepair CRX™ | Traditional companies | |
|---|---|---|
| Cost | From $49.99/mo | $1,200–$3,000/yr |
| Contracts | Cancel anytime | Long-term contracts |
| Dispute letters | Unlimited, instant AI | Limited, slow, manual |
| Transparency | See every letter & result | Hidden fees, little visibility |
ⓘ About this comparison (tap to read)
Traditional-company figures are general industry estimates and may not reflect any specific company. Individual results vary.
Partner program — free to join
Turn today's "no" into tomorrow's funded deal
Stop handing turn-downs to your competitor. Refer denied applicants to CreditRepair CRX™ with your personal link, watch their scores climb in your live dashboard, and call them the moment they're ready to buy.
Illustrative photo
Illustrative photoHow partnering works
- 1
Refer
Send your turn-down a personal referral link or our co-branded evaluation form. Signing up takes them under a minute.
- 2
We get to work
AI scans their 3-bureau report, builds the dispute plan, and a credit analyst drives the file — you never touch letters.
- 3
Track live
Your partner dashboard shows each customer's scores, progress and next milestone. No calling us for status.
- 4
Fund the deal
The moment they hit your target range, you get an alert so you can call while they're ready to buy.
Know exactly when to call
Set the score your desk needs — we alert you the day they cross it.
Auto-ready
Subprime auto programs open up
Wider auto & FHA
More lenders, better rates and terms
Mortgage-ready
Conventional financing comes into reach
Your reward, tracked automatically
Every referral, signed client and earned reward shows up in your dashboard — no spreadsheets, no chasing checks.
Partner sign up — free
Ready to turn turn-downs into funded deals?
Apply in under 2 minutes. Once approved, you'll get your personal referral link and a live dashboard for every customer you send.
ⓘ Partner program disclosure (tap to read)
Partners must comply with RESPA, the FTC Act and applicable state laws. Referral rewards are never paid for referrals of federally related mortgage loans where prohibited. Referred customers are told about any partner relationship and must give written consent before progress is shared. Score ranges shown are illustrative program milestones, not a promise of results. CreditRepair CRX™ does not guarantee loan or financing approval, credit score increases, or the removal of any item from a credit report.
Apply for a partner account
For auto dealers, BHPH lots, loan officers, realtors and financing partners. Once approved, you'll get your personal referral link and a live dashboard for every customer you send.
ⓘ Partner consent & compliance (tap to read)
By submitting, you agree to be contacted about the partner program and to comply with RESPA, the FTC Act and applicable state laws. Referred customers are told about any partner relationship and must give written consent before progress is shared.
Questions & answers
Is credit repair legal?
Yes. The Fair Credit Reporting Act gives you the right to dispute inaccurate, unverifiable or outdated items on your credit report.
How fast will I see results?
Bureaus have 30 days to respond to each dispute. Many clients see first changes within 30–45 days; results vary by person.
Do I have to sign a contract?
No. Every plan is month to month and you can cancel anytime.
Can I do it myself or have you do it?
Both. Use our AI tools to create and send your own letters, or choose Done-For-You and a credit analyst handles everything.
Is my information safe?
Your data is encrypted and only you and your assigned team can see your files.
I'm a dealer or loan officer. How do I refer customers?
Request a partner account through the form below. You'll get a personal referral link and a dashboard to follow each customer's progress.
What if my credit doesn't improve?
If you see no improvement after 12 months, our 110% money-back guarantee refunds 110% of what you paid.
Get your free credit evaluation
Tell us a little about you and a specialist will reach out within one business day.
ⓘ Consent & privacy (tap to read)
By submitting, you agree to be contacted by phone, text or email about our services. Consent is not a condition of purchase. Message and data rates may apply; reply STOP to opt out. We never sell your personal information. See our Privacy Policy below.